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Workers' Compensation Insurance

Compare Coverages, and find a policy that fits your company needs.

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Call (949) 359-1380 to speak with a licensed insurance broker.

What is Workers' Compensation Insurance, and who needs it?

Workers' compensation insurance, is a state-mandated insurance program that provides medical, disability, survivor, burial, and rehabilitation benefits to employees who are injured or killed due to a work-related injury or illness. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance.

Who needs workers' compensation?

  • Any business who has employees

When you have workers’ comp insurance, your team members give up the right to sue you for on-the-job injuries. Workers’ comp insurance covers medical care and rehabilitation costs if any of your employees are hurt on the job, as well as lost wages and death benefits caused by accidents at work.

Whats Covered?

  • Bodily Injury while on the job

  • Medical costs due to injuries

  • Pre conditions aggravated while working on your time

  • Lost wages for injured employees due to injury or sickness

  • Related defense costs

Whats Not Covered?

  • Malpractice (Professional Liability)

  • Employment practices (sold as separate policy)

  • Injury to third parties

  • Fraudulent injuries (self inflicted)

  • Injuries caused while not on the job (not related to employment)

We’re here to help you find and purchase the best Workers' Compensation policy for your business!

Need more information, no problem, just give us a call (949) 359-1380, a licensed professional will be more than happy to answer all your questions.

Check out others coverages available to you and your business:

Professional Liability

General Liability

D&O Insurance

Property Insurance

Cyber Liability

Have a dedicated Peloton Insurance Broker review your current plan and work with you to devise the right coverage to meet your growing needs and mitigate risks to your business.

Just give us a call (949) 359-1380, a licensed professional will be more than happy to answer all your questions.

MAILING ADDRESS

30100 Town Center Dr,

Ste O-317

Laguna Niguel, CA 92677

T. (949) 359-1380

F. (949) 270-3704

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