Medical Spa Insurance​​

 

Medical Spas usually require a unique insurance coverage or package.

 

Medical Spas and Day spa services sometimes come with cosmetic medical services and, sometimes, wellness care.

Most (depending on the services provided) of the cosmetic medical and wellness services offered at Med-Spas require physician oversight due to the services being offered, and this is where the higher liability risk comes into play.

Whether you’re a physician owner or a non-physician owner of a Med-Spa, it is important that you partner with an insurance broker who is familiar with the specific coverage needs of your business.

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Types of insurance a Med-Spa facility needs include:​

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• General Liability

• Professional Liability

• Abuse and Molestation Liability

• Employment Practices Liability

• Commercial Property Insurance

• Business Personal Property Insurance

• Cyber Liability

• Workers' Compensation

• Umbrella/Excess Policy​

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The exact insurance needs for a Med-Spa will depend on the facilities operations and/or state requirements.

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The Med-Spa professional liability insurance will cover the spa's corporation/LLC as well as its staff, including estheticians, laser techs, nurses, nurse practitioners, physicians assistant and physicians/medical directors for services performed on its behalf.

 

Just some of the services that can be covered but not limited to:

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• Botox and Fillers

• Laser Treatments

• Chemical Peels

• Tanning Services

• LED Teeth Whitening

• Lipo Suction

• Massage Therapy

• Beauticians

• Permanent Makeup

• Hair restoration

• much more

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Talk to a Broker and discuss your coverage needs and find what packages suit you best, by completing the form below or contacting our office at (949) 359-1380.​

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