🚨 The Risk No One Wants to Talk About – But Every Organization Must Prepare For:

 

Today, businesses and organizations are under greater scrutiny than ever when it comes to protecting vulnerable individuals. Unfortunately, allegations of sexual abuse and molestation can arise in schools, nonprofits, youth programs, healthcare facilities, religious organizations, and even businesses that serve the public.

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The financial and reputational consequences of such claims can be devastating. That’s why Sexual Abuse & Molestation (SAM) Liability Insurance is no longer optional—it’s essential.

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At Peloton Insurance Brokers, we help organizations:

✅ Identify their exposures
✅ Secure comprehensive SAM coverage
✅ Protect leadership, staff, and the people they serve
✅ Safeguard both reputation and long-term sustainability

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Your mission is to serve and protect others. Ours is to make sure you’re protected while doing it.

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👉 Let’s talk about how Peloton Insurance Brokers can help close this critical gap in your coverage.

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Peloton offers several carrier options for Stand-Alone Sexual Misconduct & Molestation Liability (SML) for insureds that maybe required either by contract or State Licensing to carry a Stand-Alone Policy separate from their current policies.

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These policies offer financial protection, response services and risk management for organizations against the cost of defense and liability in responding to actual or alleged acts of sexual misconduct and molestation, as well as negligent hiring and supervision. They also address the reputational damage that sexual misconduct and molestation allegations create for companies.

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Key features:

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• Safeguard services, including prevention and response services

• Coverage for executive offices, employees, coaches, counsellors, clergy & volunteers

• Worldwide coverage

• Duty to defend policy

• Coverage includes negligent hiring, employment, investigation, supervision or training

• Coverage in the event your client fails to report to proper authorities employees who commit acts of sexual misconduct or molestation

• Ability to backdate retro-date if continuous claims made prior to SML coverage

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