Property & Casualty

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Property and casualty insurance (also known as P&C insurance) is the type of insurance that provides protection against financial losses resulting from damage or loss of property, and liability for damages caused to others.

 

The "property" component of P&C insurance refers to coverage for physical assets, such as buildings, vehicles, and businesses. This type of insurance protects policyholders from financial losses resulting from damage to their property due to various events like fire, theft, natural disasters, or other perils.

 

On the other hand, the "casualty" component of P&C insurance covers liability for damages caused to others. This type of insurance protects policyholders from financial losses resulting from lawsuits or legal claims for bodily injury or property damage caused by the policyholder or another covered party.

 

P&C insurance policies can be tailored to meet the specific needs of individuals, businesses, and organizations. The premiums and coverage limits for P&C insurance policies may vary depending on the type of coverage, location, and other risk factors.

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Property & Casualty insurance does not need to be confusing. But it will need to be reviewed by an Advisor who knows your business and the market.

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Our P&C teams can speak to our services in:

• Property

• Casualty

• Errors & Omissions

• Cyber Liability

• Loss Control

• Workers’ Compensation

• Surety & Bonding

• Business Continuity Planning

• Experience Rating Review (Wokers Compensation)