Operating an Allied Health Care Business,  It’s the most essential piece of your commercial insurance plan that protects your business from a person or business’ claims of bodily injury and related medical costs, damage to others property, personal injury and advertising injury.  General Liability will cover those claims for any person on your property such as office, clinic, etc, and home health employees that are in a patients home will protect against bodily injury and property damage.   In most cases if not all, when entering a contract with another company such as a nursing facility or an office rental, you will be required to provide proof of General Liability and usually name those entities as an additional insured on your policy.